Reference

Terms That Govern Your 399bay Account

These terms set out what you agree to when you open and use a 399bay account, including how deposits via bKash, Nagad, and Rocket are handled and what access depends on your local law and eligible region. Read them fully before you start.

Account eligibility rulesbKash, Nagad, Rocket wallet termsWithdrawal conditionsAccount suspension policyJurisdiction-dependent access
399bay Terms That Govern Your 399bay Account
TERMS CONTACT PATHS

Reach Us About These Terms

Live Chat Support Open the chat widget from any page in your account. Raise a terms question directly and our team will respond with a written answer you can keep for reference.
Email the Terms Team Send your question to our support address from the email linked to your account. We respond with written clarification, usually within one business day.
Account Help Centre The help section inside your account covers common terms questions — wallet rules, account closure steps, and what triggers a suspension review.
HOW WE HANDLE THIS

Our Approach to Account Fairness

Wallet Transaction Records

Every bKash, Nagad, and Rocket transaction on your account is logged and visible in your transaction history. You can review any entry and raise a dispute through live chat if something looks wrong.

Account Security Practices

Your account is protected by OTP verification at login. We do not store your mobile wallet PIN. If you notice an unrecognised login, use the account lock option and contact support immediately.

Data Retention and Access

We retain account data for as long as your account is active and for a period after closure as required by our operational obligations. You can request a summary of your stored data by contacting support in writing.

Requesting Changes to Your Account

To update your registered mobile number or linked wallet details, verify your identity through the account settings page. Changes to payment details require an OTP confirmation on both the old and new number.

Common Questions About These Terms

These are the questions we hear most often about how our terms apply to real account situations — from wallet deposits to account closure.

Access and eligibility depend on your local law and the region your account is registered to. We cannot confirm eligibility for every location — that assessment is yours to make.

If your account is suspended under these terms, any confirmed bKash, Nagad, or Rocket deposits will be reviewed. Funds may be returned to the originating wallet after a verification process is completed.

No. These terms require that the wallet used for deposits and withdrawals belongs to you and matches the name on your 399bay account. Third-party wallet use can trigger a review and account hold.

We update the revision date at the top of this page when changes are made. We may also send a notification to your registered mobile number for significant updates.

Accounts can be closed for providing false registration details, using wallets not in your name, or activity that breaches these terms. You may also request voluntary closure through live chat or email support.

Contact support in writing — via email from your registered address — and request a data summary. We will respond with the information we hold within a reasonable timeframe under our data retention policy.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.